body {font-family: "Times New Roman", verdana, sans-serif; font-size: small; color: navy;}
	body {background-color: white; background-image: none;}

        H1 {font-family: "Times New Roman", verdana, sans-serif; font-size: x-large; font-weight: bold; color: navy;}
        H2 {font-family: "Times New Roman", verdana, sans-serif; font-size: x-large; font-weight: bold; color: navy;}
        H3 {font-family: "Times New Roman", verdana, sans-serif; font-size: large; font-weight: bold; color: navy;}
        H4 {font-family: "Times New Roman", verdana, sans-serif; font-size: medium; font-weight: bold; color: navy;}

	H3w {font-family: "Times New Roman", verdana, sans-serif; font-size: large; font-weight: bold; color: white;}
	H2 {line-height: 12px}
	H3 {line-height: 14px}

        A {text-decoration: none}
        
        P {font-family: "Times New Roman", verdana, sans-serif; font-size: small; color: navy;}
        
        td {font-family: "Times New Roman", verdana, sans-serif; font-size: small; color: navy;}
		
.text{
	padding-bottom:15px;
	padding-top:10px;
}